Rewards earned (coins)
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Enter an amount to see the result.
- Rewards in coins
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- Rewards in USD
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- Final balance in coins
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- Final balance in USD
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- Effective yearly yield (APY)
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- Principal staked
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USD values assume the coin price stays at the price you entered. For information only, not financial advice.
Rewards at longer periods with the same rate and compounding
| Period | Rewards (coins) | Rewards (USD) | Balance (coins) |
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How to use the crypto staking calculator
- Pick the coin from the top 100 cryptocurrencies by market cap. The live price loads automatically from CoinGecko.
- Check the price per coin. You can type your own price if you prefer; all USD results use that number.
- Enter the amount you stake, in coins or in US dollars. The switch above the form converts between the two using the price you entered.
- Type the reward rate your platform shows, as APR in percent a year. Rates differ by coin, validator and platform, so the calculator does not guess one for you.
- Choose the period and compounding. Select days, months or years, then whether rewards are compounded daily, weekly, monthly or not at all.
- Add the validator or platform fee as a percentage of rewards, then read the rewards, final balance and effective yearly yield.
How staking rewards are calculated
Net rate = APR × (1 − fee)
No compounding: rewards = principal × net rate × years.
Compounding n times a year: final balance = principal × (1 + net rate ÷ n)n × years, and rewards are the final balance minus the principal.
Years come from the period you choose: days ÷ 365, or months ÷ 12. The fee is taken from the reward rate before anything is compounded.
A worked example: stake 1,000 coins at 5% APR for one year, compounding daily, with a 10% validator fee. The net rate is 5% × (1 − 0.10) = 4.5%. The final balance is 1,000 × (1 + 0.045 ÷ 365)365 = 1,046.02 coins, so the rewards are 46.02 coins. The effective yearly yield is 4.60%.
What to know before you stake
APR and APY are not the same. APR is the simple yearly rate before compounding. APY is what you actually earn over a year once rewards are added back to the balance, so it is slightly higher when compounding is frequent. This calculator shows the rate you entered next to the effective yearly yield, so you can see the difference.
Staked coins are usually locked. Many networks make you wait through an unbonding period before you can move or sell the coins, which can be days or weeks. During that time the price can move and you cannot react.
Slashing is a real risk. If a validator breaks the network’s rules or goes offline for too long, part of the staked balance can be taken away. Choosing a reliable validator matters more than chasing the highest advertised rate.
Rewards are paid in the coin. The dollar value of those rewards rises and falls with the price, so a 5% reward in coins is not a 5% return in dollars. This tool holds the price still to make the coin maths clear; the market will not.
To compare staking with a simple buy and sell, use the crypto profit calculator, which includes exchange fees and shows your break-even price. For small Bitcoin amounts, the satoshi calculator converts sats, BTC and dollars.
Frequently asked questions
Is staking the same as interest?
No. Staking is not a bank deposit. You lock coins to help secure a proof-of-stake network, and rewards depend on the network’s rules, the amount staked and the validator you choose. The rate is not fixed, can change, and your coins can lose value.
What is a validator fee?
A validator or platform fee is a share of the rewards kept by the operator who runs the staking node. It is usually a percentage of the rewards, not of the coins you stake. This calculator takes the fee off the reward rate before compounding.
Are staking rewards taxed?
Tax treatment depends on your country and your personal situation. Some countries tax staking rewards as income when they are received, while others treat them differently. The calculator does not include tax; check your local rules or ask a tax adviser.
Can I lose staked coins?
Yes, in two ways. A validator can be penalised, or slashed, for breaking the network’s rules, which can reduce the staked balance, and the price of the coin itself can fall. Many networks also lock staked coins for a period, so you cannot sell them immediately.
Why do I need to enter the reward rate myself?
Staking rates change often and differ between validators, platforms and networks, and there is no single reliable source for every coin. Enter the rate your platform shows, and treat the result as an estimate rather than a promise.
This tool is for information only and is not financial advice. Staking rates change, rewards are not guaranteed, and the value of the coin can fall. Check the rules of the network and platform you use before staking.
